If you have a breed that has a high rate of genetic health conditions, definitely consider insurance to help alleviate those eventual costs. The surgical repair of a knee ligament can cost up to $8000 treating and managing diseases like Cushing’s and diabetes can be $10,000 annually.Īlso, because genetic issues run in dog breeds, make sure you know which genetic conditions to be aware of in your dog’s breeding. That probably sounds like a lot of money to you (it does to me) but there are many necessary veterinary procedures that have high price tags. The total vet bills were over $15,000, and even then, the dog couldn’t be saved. Her four year-old Golden Retriever was diagnosed with an incurable, inoperable cancer. Recently, this happened to my best friend. Then there are accidents and sudden illnesses, which can happen at any time and are completely unpredictable, from traumas to cardiovascular disease to cancer. Just like with humans, we don’t know how our health issues will play out, but - also like with humans - as pets grow older, many require vet visit and treatments, for digestive issues, for musculoskeletal issues, for dental issues.

In the end, I did purchase dog health insurance for Maggie, but what I really want to share with you in this post is all the useful information I’ve learned along the way.

But is it worth it? Does it make sense? What exactly does it cover? Is it crazy to buy my dog insurance? After pondering these questions myself, I went in search of answers. Like everyone else who’s been in and out of the veterinarian’s office with their pet, I’ve heard of it.

Postknight pets worth it